Buyer decision workflow

Compare Acquisition Lenders

Use historical cohort activity to organize outreach without presenting a lender recommendation or approval forecast.

The Buyer Question

Which lenders appear active in comparable historical SBA cohorts, and how concentrated is that activity?

When to Use This Workflow

  • The buyer needs an outreach list
  • The industry is specialized
  • A broker's lender list is unsubstantiated

Inputs Required

  • NAICS and business type
  • State or region
  • Loan amount range and program
  • Desired approval period

Analysis Performed

  • Select a reproducible SBA cohort
  • Rank lender activity without merging institutions by name alone
  • Calculate lender concentration and suppress weak cohorts

Evidence Used

  • Versioned SBA 7(a) and 504 FOIA records
  • Exact cohort filters
  • Dataset period and row count

Decision Outputs

  • Historically active lender observations
  • Comparable count and loan range
  • Concentration warning
  • Questions for current lender outreach

Coverage Limitations

  • Results do not establish current appetite, terms or approval.
  • Institutions with similar names remain distinct identities.
  • The output is not a lender endorsement.

Decision-support boundary: Findings are point-in-time acquisition intelligence, not an appraisal, audit, quality-of-earnings opinion, legal conclusion, lending decision or guaranteed clearance.

Related Buyer Intelligence

Appropriate report

Acquisition Financing Intelligence

Start with the report whose evidence depth matches this decision. Coverage labels and unresolved items remain visible.

Review Acquisition Financing Intelligence